Saving early, making more

Many people wait until they are older to start thinking about their retirement. But in reality, if you save a fourth money earlier, you will end up with more. Now, if you procrastinate and decide to start saving later, less money will be in your retirement account when you need it. The opportunity cost of saving earlier is that you may have to budget a little more in your younger years, but this will pay off alot when you are old and like to have a luxurious lifestyle. Want a cute sports car when you get old? Well hurry up and start saving!